My husband felt like we were spending too much money each month, so he challenged me to write down all of our expenses. After 30 days, we reviewed the results. It turns out that he was right. We were spending way more cash on groceries and personal items than I would have ever guessed. We do need these things, but I’m going to find a way to save money buying them. Perhaps I should start clipping all of the coupons in Ottawa newspapers.